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Insurance claim assistance
Spring is an exciting time, unfortunately, springtime also means thunderstorms, basement floods, high winds, tornados, golf ball sized hail, and fires.

Whether a storm causes a flood, or hail rains down, Latter Rain Construction Co is the primary source of protection for your home and all of its contents. Often times, a house can be severely damaged and its integrity compromised without visual evidence.
Call Latter Rain Construction Co. for a no cost, no obligation inspection and one of our highly trained representatives will let you know if you have a problem that needs to be addressed.

Your representative will lead you through the claims process from start to finish. We can help make the call, set up an inspection with your insurance company's adjuster, meet with them on your behalf to insure a fair settlement and then complete the work for the money allowed by your carrier. This guarantees a low stress, hassle free transaction that ends with top notch workmanship and a great warranty from a company you trust.

Maybe you have already filed a claim, and your adjuster either denied it or only paid for a partial repair. Do not let this happen to you! Damage is usually very consistent by area.

Once the settlement is made and the work is done, you will be able to rest assured that you were treated fairly by your carrier and that Latter Rain Construction Co has done top quality work with a warranty.

ARE YOU FILING A ROOFING CLAIM?

FOLLOW THESE SIMPLE STEPS TO ENSURE A HASSLE FREE CLAIM PROCESS

1. Contact the claims office of your Insurance Company and report that you may have hail and wind damage to your home.

2. Once you have reported to your Insurance Company, contact your Field Representative with the claim number.

3. The Insurance Company will contact you with the date and time the adjuster will be coming out to inspect your home. Contact your Field Representative with this information. To protect your best interests, we need to meet with your Adjuster and come to an agreement on the full scope of the damage to your home.

4. After meeting with your Insurance adjuster, your Field Representative will contact you on what work the Insurance Company will cover on your home and a time to select colors to be used to your home.

5. Once you have selected your colors, your Field Representative will schedule your project for production and within two weeks your project should be started. (weather permitting)

6. Upon completion of your project, our Inspector will examine the completed work and pick up any left over materials.

7. At some point throughout this process your Insurance Company will send out the adjuster's summary and the first of two checks. When you receive this, contact your Field Representative and arrange a time to have this picked up.

8. After we receive the Insurance paperwork and your project is deemed complete, both you and your Insurance Company will receive a final invoice. When you receive the second and final check from the Insurance Company, the remainder of the invoice is due.

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Hail
Most people don't even realize they have had hail damage to their roof, siding, or fascia materials. The impact of hail damage can loosen, fracture or remove granules from your asphalt shingles, Hail can leave tiny to large pits in your siding and fascia as well. The granules protect the asphalt from sunlight and Ultra Violet Light (U.V.). The roofing asphalt will deteriorate very quickly once it has had hail impacts and is exposed to the sun. This is the reason hail damaged shingles will prematurely fail. Hail damaged roofs may or may not show up immediately as visual damage to the inexperienced observer.

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Wind
Roofing materials are subject to damage from strong winds and flying debris. Generally, roofs are not designed to withstand winds of tornado intensity. However, roofs may also be damaged by winds of moderate intensity. The primary cause of wind damage is from the partial vacuum created by wind blowing over the edge of the roof. Nature tries to neutralize the low-pressure area by bringing in air from a higher pressure area, usually from inside the building. This air pushes up on the bottom side of the roof assembly and, over time, loosens fasteners and breaks the adhesion making the roof susceptible to damage from the next moderate or strong wind.

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Fire
In the unfortunate event that you experience a fire in your home, you should call Latter Rain Construction Co. It is important that the cleanup begins as soon as possible. Depending on the severity of the fire, the restoration of your home and contents may require only a few days of detailed on-site cleaning. A more severe fire may need several months of cleaning and repair to the structure.

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Smoke
Smoke residues are acidic in nature and with time they will cause surfaces to corrode and stain permanently. Smoke residues that were pressurized during the fire will permeate cracks and crevices of building materials and deposit odor-causing residues. We offer many smoke-related services such as furniture restoration, odor removal, professional garment cleaning, and upholstery cleaning.

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Water
Each year, one out of every five homes has water damage to some degree. The majority of these water damages are a result of some type of plumbing failure. Water damage is progressive and items that could be restored or dealt with within the first 48 hours of the water damage may not be restored if emergency response is delayed. Although you might be tempted to use a shop vacuum or call a company that only has equipment to dry carpet, you should consider that water will wick up walls and travel under base molding and sill plates. It will penetrate through floor coverings into sub-floors, even causing water damage in rooms below. In addition, if humidity inside the structure is not controlled, items that were not damaged from the original water damage could be damaged as a result of absorbing moisture from the air. Structures that are not dried out quickly and properly can become a food source for mold growth.

Call 773-774-RAIN (7246) for a free inspection today!

Latter Rain Construction • 6811 West Higgins Ave. Chicago, IL 60656 • 773-774-7246 • info@latterrainconstruction.com
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